Windscreen Coverage

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WHAT IS WINDSCREEN INSURANCE COVERAGE?
In Malaysia, windscreen insurance/coverage is a type of additional protection specifically for your car’s windscreen. It is an add-on to your current car insurance policy, meaning you need to have an active motor insurance for your vehicle to be able to purchase this cover.
 

The coverage provides protection, repair or direct replacement for :

  • Front windscreen
  • Back/Rear windscreen
  • All door windows
  • Often includes sunroof glass
 

 

SHOULD I ADD WINDSCREEN COVERAGE?
As with any insurance product, having a windscreen coverage gives you comfort knowing that if the windscreen breaks, you do not have to fork out a chunk of cash to get it replaced. For new modern cars, windscreen replacements can be quite hefty due to additional sensor attached to the screen.

For example, windscreen for a Perodua Aruz with rain sensor will cost RM1200 to replace. It will only cost you RM180 to insure this windscreen, including installation/labor fee and a new solar film tint.

Another example, for the new best selling Proton X70, the cost to replace its windscreen is RM1500 while the cost to insure the windscreen is just RM225.  Quite a good deal, right?

 

HOW MUCH SHOULD I PAY FOR THE COVERAGE?
The rule of thumb when calculating windscreen coverage is :
  • The cost is always 15% of the windscreen covered value.
  • Example: If you are insuring the windscreen for RM1000, you have to pay RM150 for the coverage.
 
To help you gauge how much windscreen coverage is needed or claim your windscreen, please do not hesitate to contact us.
 
 

 

 

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